Terms & Conditions

1. Acceptance of Terms

By using Mfama Group’s services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. These Terms apply to all clients, partners, and visitors who interact with our website, services, or communications.

2. Use of Services

To ensure lawful and effective operations, clients and users must comply with the following conditions:

• Eligibility: You must be at least 18 years old to engage with Mfama Group’s services.
  
  

• Account Creation: Engagements are based on mutual agreements, contracts, or service-level agreements (SLAs) between Mfama Group and the client.
  
  

• Prohibited Activities: You agree not to misuse our services, including but not limited to:

  • Using Mfama Group to conduct illegal activities.

  • Attempting to gain unauthorized access to our systems or data.

  • Introducing malware or harmful code.

  • Misrepresenting your identity or purpose.

3. Client Content and Data

Mfama Group may process and manage content, files, or data provided by clients in the course of delivering services:

• Ownership: Clients retain ownership of all content or data submitted to Mfama Group.

• Responsibility: Clients are responsible for ensuring the legality and appropriateness of all submitted content.

• Usage Rights: By providing such data, you grant Mfama Group the right to use it solely for the execution of contracted services.

  
  

4. Intellectual Property

All Mfama Group branding, content, and technology are protected by intellectual property laws:

• Ownership: All materials provided by Mfama Group—including software, designs, and documentation—are the exclusive property of Mfama Group unless otherwise agreed.
  
  

• Restrictions: You may not copy, reproduce, or modify any part of our content or systems without written permission.

5. Termination of Services

Mfama Group reserves the right to suspend or terminate service to any client who violates these Terms, breaches contract terms, or engages in unethical behavior. In such cases, all rights granted will cease immediately.

6. Disclaimers

To define the scope of our responsibilities:

• Service Availability: Mfama Group offers services “as is” and “as available.” We do not guarantee uninterrupted availability or that our services will always be free of defects.
  
  

• Accuracy of Information: While we strive for accuracy in our processes, we do not guarantee the completeness or accuracy of third-party data or client-provided information.

7. Limitation of Liability

To the fullest extent permitted by law, Mfama Group, its affiliates, directors, and employees will not be liable for any indirect, incidental, or consequential damages arising from service use—including loss of revenue, data, or business opportunities.

8. Changes to Terms

We may revise these Terms from time to time. Updated versions will be posted on our website with the effective date. Continued use of our services constitutes acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by the laws of the State of Colorado, United States, without regard to conflict of law principles.

10. Contact Us

If you have any questions or concerns about these Terms & Conditions, please contact us at support@mfamagroup.com.

By using Mfama Group's services, you agree to these Terms and Conditions.